Money Folders is a software tool that allows you to gain control over your finances! It assists you in implementing an Envelope style budgeting system where you control your money instead of the other way around. Most budgets fail! Most people start budgeting with the best of intentions. They are going to set aside money for that vacation they have been dreaming of or control how much they are spending eating out at restaurants. They sit down with the calculator, pen and paper and meticulously draw out a budget where every cent is accounted for and every bill is listed. Two months later the budget is in the trash or otherwise forgotten. It's not their fault! Traditional budgets are destined to fail! The problem with traditional budgets is that they are reactive by design. You don't really know how you did adhering to your budget until you have already busted the budget. What is needed is a pro-active budgeting solution. That is where Money Folders saves the day. Money Folders utilizes the "Envelope" style of budgeting. The idea is that every possible expense will have it's own envelope or folder. You can think of the folder as what a "category" would be in a normal budget. In a traditional envelope budget, you would place cash inside of each envelope each pay day. Then as you needed to purchase items or pay bills, you would remove cash from the envelope and place the receipt for that item inside. With this methodology it is very easy to see when your cash is low in any given envelope, and when the cash is gone you are done with that category. Using this method you cannot bust the budget. If your "Eating Out" envelope is empty then you cannot eat out again until you get paid and replenish the envelope. Money Folders brings the "Envelope" budgeting system into the modern, mostly cashless society. Traditional envelope budgets fall apart when you start utilizing your debit or credit card for purchases or have direct deposit paychecks. We make it easy!
Budget 4.0.1
Manage your bills using the envelope method Tired of living payday to payday? Can't get out of debt? Finances in a mess? Try a better way to manage your checkbook. Budget is based on the tried and true "Envelope" method of budgeting - a much easier way to see where your money is, where it's needed ...
APSW Budget Planner 2.13
Home budget software for personal debt reduction. Always know exactly how much you have left to spend. Instantly know the impact of every spending decision. Automatically do all your home budget tracking. Effectively manage credit card spending. Create an easy to use household budgeting plan. Recover ...
Budget Ace 1.5.2
Budget Ace is a program for budgeting your personal finances. Budget Ace is used to budget your personal finances and track your spendings. The program has graphs and reports to give you a visual representation of your budget. The program simply allows you to enter your paycheck information for each month. You can ...
APSW Budget Planner V4 Enterprise 3.3.19.0
Compares your static budget against your actual budget APSW Budget Planner V4 Enterprise encompasses a loans and savings tracker, goals planner, ad-hoc mortgage calculator, due dates, reminders and notes and with many extras like check and bill tracking with checkboxes for items paid, bill numbers and references ...
IntelliPenny 1.2.5
A Personal Finance Manager and Envelope Budgeting System IntelliPenny is the easy way to manage your personal or family finances and budget for future expenses. IntelliPenny implements the Envelope System of budgeting allowing you to decide where your money will be spent and allocating funds accordingly. ...
Stash 1.0.7
Stash is for everybody who struggles with managing a budget So what is Stash and what does it do: Schedule your income and expenses: Stash has an inbuilt scheduling engine that can help you prepare for what's coming in each financial period. You can schedule for any possible combination (any combination of: yearly ...
3clickBudget 1.2
3click Budget - Your personal Finance Manager. The easy way to track your money. Detailed reports and graphics illustrate where your money flows. This allows you to increase your savings. Unlimited budgets, accounts and categories. Exchange data with ...
Simple Home Money Management - Free 2005-Free
FREE Home Money Management / Budgeting Software, easy to use and great reports! Simple Home Money Management software was designed ground-up with the typical person in mind, the majority of people find it difficult to budget or balance their cheque books ...
RLT Family Budget 1.0
Analysing and planning of your family budget. Family Budget is a powerful and easy-to-use program to analyse your family budget. All expenses in your family are separated to expense categories and items. Against many other programs you can add any categories and items you need. Family Budget can ...
Simple Home Budget 1.6.8
Budget software will show where your money is going right down to the penny Simple Home Budget is a personal budget manager for home users. The program lets you enter transactions of all kinds and analyze income and expenses shown in the summary color-coded Overview chart. At a glance, you'll see what you have and will have coming ...
